Mortgage Advice
Your home is usually your biggest investment and also the largest debt you are likely to take out. Working with a Mortgage Broker like us means that you will have access to a wide range of lenders so that we can find one that is most suitable for you.
Having someone to help you and find the most suitable mortgage could save you alot of money and also time and worry. We are not tied to any specific lender and work for you.
Aswell as ensuring the mortgage is right for you we will advise you on the relevant insurances to ensure that you can remain in your home if you suffer an illness or worse.
First-time Buyer?
Moving Home?
Are you in a fixed rate mortgage but would like to move house? Perhaps it is time to buy the house with an additional room for a growing family. Either way we can help you to understand your existing product and what your options are. It is important to understand affordability, your budget, the equity within your home and what it all looks like before you view properties. It can be complex but we are here to guide you.
Securing a new product including Product Transfers and further borrowing
Your lender will provide a range of products but we will take time to explain the options and also compare them with the rest of the market. We can ensure that you secure the best rate for your circumstances. If you do want to make some home improvements at the same time and want to borrow more on your property we can also guide you through this process. At the same time we can review any insurances you might have, check that they are suitable and make any recommendations for anything else you may need.
A fee is not charged when we secure a new rate with your existing lender aslong as there are no other changes
Property Investment
Property Investment (Buy-to-let)
Whether it is your first property that you want to rent out or you already have properties and want to add to them or check that you are on the best deal, we can help.
With our experience in dealing with portfolio landlords and knowledge of property investing (as well as with expert knowledge from our partner professionals), we can help you navigate this complex area.
Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority.
Barry Whyler
I found Sam to be very professional, but more importantly, personally interested in making sure I had the appropriate cover for myself. She is very intelligent and provided live cost comparisons so I fully understood the options available to me. This provided huge comfort in that I’d made the best decision in using her services,… Read more “Barry Whyler”
Rachael Syrett
“Sam was introduced to us by our new accountant at the time, Steven Pincott from ApC, even though it was a new relationship to us we knew Sam had done some work directly with ApC so felt it was a good referral. Once we had met Sam after the first meeting we were all very… Read more “Rachael Syrett”
Emily-Bagley Duncan
“I was introduced to Sam by one of our business suppliers Adam Davey from Petaurum HR. As a growing company we wanted to provide our employees with some great benefits which not only protected them, also benefited us as the employer. Sam provided us a number of options which allowed us to make the right… Read more “Emily-Bagley Duncan”
Naomi Johnson
Sam has been so attentive with my policies. Not only was she really creative to put the right package together, but her attention to deal and support is second to none. With Sam you’ll know she’ll be proactive and by your side long after your policy is set up and ticking by. Highly recommend her… Read more “Naomi Johnson”
Tom Yeo
I was introduced to Sam from our accountant at Azets, when you have a great relationship with your accountant you always trust their recommendations! I wanted more confidence from our insurance broker to ensure as a company we were being looked after with our Private Medical Insurance (PMI). As an accountant myself I wanted to… Read more “Tom Yeo”
Louise Sparkes
Thank you for your assistance and understanding our business needs. Your knowledge of Private Medical Insurance (PMI) and business protection, explaining and using simple language not usual industry jargon, made our decisions very easy. Sam ensures we get the very best outcome when it comes to our annual renewal for our PMI policy, by doing… Read more “Louise Sparkes”
Steven Pincott
We have been a client of Enable Life now for 3 years. Sam was great in explaining all of the policies available to us when we were preparing for our Management Buy Out (MBO). She met with us all in person on several occasions and provided us with detailed explanations of everything including protecting our… Read more “Steven Pincott”
Rob Cartlton
I can highly recommend Sam to your business; Sam’s professionalism, enthusiasm and combined with her hands on approach to delivering value differentiated them from other high-profile firms I have used in the past. I found most impressive and valuable is Sam’s attention to detail. Sam has a passion to help SME businesses and has taken… Read more “Rob Cartlton”
Rob Hattersley
“When starting my own business, I knew I needed to protect my investment as I’d met Sam from Enable Life about 18 months prior at a networking event. In preparation Sam really understood how simple my needs were and helped me protecting my Directors Loan. Later that year I wanted to provide key staff an… Read more “Rob Hattersley”
Susan Wilmot Rowe
“Sam’s passion for protection is forefront of everything she does, she was very understanding of my time scales and worked with me and my business budget to understand how best I could protect my income if I was unable to work in the future. She also advised that as a limited company I could structure… Read more “Susan Wilmot Rowe”
Gareth Jones
Being introduced to Sam direct from our accountant gave us confidence we were in the right hands from the outset. When Sam said she use to be an accountant this strengthened my confidence and trust. She knows her way around business and her tax knowledge was very helpful. One of our directors had a couple… Read more “Gareth Jones”
Lynn Collins
I knew Sam through networking for quite a while before I actually needed her help, and it wasn’t until I started speaking with her that I really got to understand the breadth of her knowledge and the level of professionalism and passion she has for her craft. I was new to having to review private… Read more “Lynn Collins”
